Mortgage Loan Originator  ·  Austin, Texas

Nan Kirkpatrick

NMLS# 212026  ·  Abundance Home Mortgage NMLS# 218131

Austin, Texas

Reviews

What Our Clients Say

Read real experiences from Texas homebuyers.

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Google Reviews
5.0

Barbara Bujnovsky

5 stars is exceptional and that is exactly what Nan Kirkpatrick was. From day one, before we found a house to purchase, to the very end, Nan was amazing. She was on top of everything and was an excellent communicator, often offering help and info beyond what was required. It certainly wasn’t our first house purchase but it was by far the best experience! I HIGHLY RECOMMEND her!

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Will Hodes

Nan was amazing! As a first-time homebuyer in a time-sensitive situation, she made what could have been a very stressful process feel easy and manageable.

She walked me through every step of the way and spent hours on the phone with me answering all of my questions. She never made me feel stupid for asking something or like I was wasting her time and she needed to move on to the next thing. She was patient, knowledgeable, and always made time for me.

I also really appreciated how transparent she was throughout the entire process. I always felt like I understood what was happening, what my options were, and what to expect next. Most importantly, I felt like I could trust her and that she had my best interests in mind.

I would highly recommend Nan to anyone, especially a first-time homebuyer. She is extremely knowledgeable, easy to talk to, trustworthy, and genuinely makes you feel like a priority throughout the entire process.

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Amy Johnston Harper

As an agent, I can’t say enough good things about Nan. I’ve had multiple clients work with her, and she consistently does an excellent job. She is incredibly knowledgeable, proactive and especially good at finding solutions when challenges come up. She is wonderful with first-time home buyers – making sure my clients don't have any surprises. She stays on top of every detail, keeps the loan process moving and makes sure everyone knows what needs to happen next. That level of follow-through makes a huge difference.

I have to add, she’s genuinely fun to work with. She brings a great attitude to what can be a stressful process. I trust her with my clients and always enjoy the opportunity to work with her. Five stars without hesitation.

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Tina Couch

Experience, professionalism, and exceptional knowledge are what set Nan apart. She takes the time to educate her clients, communicates clearly throughout the lending process, and is always committed to finding the best financing solutions for their needs. Her expertise and dedication make her someone I would confidently recommend to anyone looking for a trusted mortgage professional.

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Olivia Osborne

Nan at Abundance Home Mortgage is an experienced, award‑winning mortgage professional in Austin who has been helping clients with home loans for over 15 years. She is the owner and managing partner of a local, independently run mortgage company, which makes working with her feel personal and responsive instead of corporate and distant. If you need a knowledgeable, friendly lender in Austin who really knows the local market, I highly recommend working with Nan and Abundance Home Mortgage.

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Edward Farmer

As a Realtor, I've had the opportunity to serve the same client/buyer alongside Nan Kirkpatrick and appreciate her professionalism, communication, and dedication to her clients. She takes time to explain financing options clearly, keeps everyone informed, and helps make what can be a stressful process feel much more manageable. I'm confident recommending Nan to anyone purchasing a home.

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Neill Stegall

I can’t say enough good things about Nan, Jeanne, and Abundance Home Mortgage! This was my first experience with buying a home and was in touch with Nan from the very beginning of this process. During our first conversation, Nan assured me she would be there to hold my hand throughout the entire process, and she was a woman of her word! At no time did I feel like I was β€œfloating in the wind” without anyone to help me. Whenever I had a question, she and my realtor were just a text message away. Nan, Jeanne, and Abundance made this whole process very enjoyable and if I’m ever in the market for another home, I’ll be making a beeline straight to Abundance!

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Tim

Nan is the best! I loved the prompt follow up and her guidance thru the process. I would highly recommend her for your mortgage needs!!!

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Ellette Vinyard

Nan Kirkpatrick was so very helpful throughout the entire process of acquiring our home loan. Prompt replies, always pleasant and quick to find answers to our questions. A++++++*

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Joshua McQueary

Nan was great to work with and incredibly easy to talk to. She helped me get a loan for the house I was purchasing, and was cheerful and upbeat for every conversation. She's my go-to lender now for myself, and for anyone that asks for a recommendation. Can't recommend her enough!

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Alyson Wheaton

I couldn’t recommend Nan more for your mortgage needs! She is the best! We found a property we loved and wanted to move quickly. Nan made it happen! She had us pre-approved within a few hours!

Our offer was accepted, and from there, Nan made the entire process feel easy and stress-free. She’s incredibly kind, responsive, and truly has her clients’ best interests at heart.
Thank you, Nan!

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jess

Nan was beyond helpful! She made our first time home buying experience easy to understand and was also wonderful to work with. Highly recommend working with her and this team! Thanks Nan!!!

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Steve & Margie McKinney

We were looking to purchase a new home. A process we'd been through a few times in our lives. We were dreading navigating the financial ins and outs that always accompany such a purchase – the sort of stuff that give non-accountants headaches. Thankfully, we were given a referral to Nan Kirkpatrick of Abundance Home Mortgage. Nan was wonderful! She was incredibly efficient and knowledgeable, only asking us for needed documentation and leading us through the process. Nan also came through for us when it came to our loan interest rate and terms!
She helped create the sort of circumstances that actually made our experience a pleasant one.
We highly recommend Nan Kirkpatrick of Abundance Home Mortgage LLC for anyone needing a home loan.

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J Dav

Nan with Abundance Home Mortgage is great! She is very knowledgeable, patient, efficient and worked to get me the best rate. I have worked her on 2 home purchases and 2 refinances! She is awesome! Thank you Nan!

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Hailey Harris

We had an amazing experience working with Nan as our mortgage lender. From start to finish, she was incredibly helpful, responsive, and so easy to work with. She took the time to explain everything clearly, answered all of our questions quickly, and made what could have been a stressful process feel smooth and manageable. Nan truly went above and beyond for us, and we always felt like we were in great hands. We’re so grateful for her support and would highly recommend her to anyone looking for a knowledgeable, reliable, and genuinely caring lender.

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Megan Inbody

My husband & I had the best experience with Abundance Home Mortgage! Nan guided as through the whole process of purchasing our first home so there was no surprises. She is a great communicator and answers questions clearly and very timely. We are grateful for her and would recommend her to any friend / family member!

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Lewis Bryan

Nan Kirkpatrick was referred to me by my realtor agent, Karen; and it was one of the smarter decision I have done in accepting Nan as my Loan broker. She went just at it and made the process of acquiring the loan for my new home very smooth and flawless till the end. Nan kept me informed at all moment through the process and answered all my questions or concerned candidly, timely, and thoroughly. Nan was AWSOME!

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Esponosha Cooper

Nan was absolutely incredible in helping us with our loan. She always followed up and ensured we understood the processes and next steps. Made it seamless and an enjoyable experience.

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Kitty Burke

Nan is fabulous! Easy-going and pleasant, Nan kept everything focused, on time, and flowing smoothly. With excellent communication, I always knew and truly understood what was going on with my loan! Nan found a great loan for my particular situation. I would recommend Nan without hesitation, and would happily use her expertise again if the need ever arises!

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Jeff Clifton

Working with Nan was one of the best experiences in our home building process. One call and the whole concern of finding an acceptable mortgage was lifted from our shoulders. She was very responsive, tested multiple options, and was eager to research the answers to any questions we had.
Overall, working with Nan was a great experience!

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David Scott

Excellent service!! Nan was professional and great with communication and following up. She answered all our financial questions, and even timed the market so that we locked in the lowest rate. We highly recommend.

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Blake N

Nan made the mortgage process enjoyable and straightforward, helping me understand my options every step of the way. Nan was prompt in her communication, clear in her explanations, and consistently attentive to my needs. I felt confident throughout the home buying process knowing she was advocating for my best interests. I would highly recommend Nan to anyone seeking a trusted and knowledgeable mortgage broker!

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Chris Timmerman

Nan is awesome! She assisted us with the purchase of our new home. She was so easy to work with and helped walk us through any questions ( and a few panic attacks) with patience and understanding. Even months after our purchase she has stayed in touch and keeps us in the loop on important information. We cannot believe how lucky we were to fall backwards into the wonderful hands of Nan!! Thank you Nan!!

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Grace Morwood

Nan is amazing! She has made my first home purchase not only easier but enjoyable. I look forward to our phone calls and I know she genuinely cares about her clients. Her expertise and client service are unmatched and I will continue to recommend her to anyone looking to buy a home in Texas.

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oğuzhan Kukul

Abundance home mortgage helped us buy our first home. It can be overwhelming when you don't know the procedure. Nan was always there explaining every detail and trying her best to provide the best option. Highly recommended.

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Gerard Fierro

I have nothing but great things to say about Nan and Abundance Home Mortgage. She went above and beyond to make my first home purchase a much easier process. There was an explanation of every single number and amount that was part of this home purchasing journey. The prompt responses to any questions and inquires made me feel confident on understanding the process and trusting that she would provide as much help as possible to reach our goal. I would not stop recommending her services to everyone.

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Josh Guidroz

Nan is such a wonderful woman and I can’t recommend her enough! She has been such a blessing both times I’ve worked with her now and made the process so so easy with her over the top services. Her amazing personality makes her so fun to work with too πŸ˜„ I can’t ever see myself working with anyone else. Thank you for everything Nan and Abundance Home Mortgage!

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Austin Taylor

Nan was the best, communicated fast, and eloquently.

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Kathryn Stone

Nan is the best! She locked me in with a home mortgage rate 1% under what it was two weeks later.

She was alway available when I needed to speak to her and spent hours going through all the complexities of the loan, insurance and taxes for my home purchase. As a first-time buyer I would have been completely lost trying to navigate this on my own.

Last and certainly not least, Nan is just a great person. The mortgage application process is rough, but it was always a joy to talk to Nan. She really cares about her clients and will go the extra mile to make sure they’re taken care of with a smile on her face.

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Tracie Franco

Let me just say that if I could I would give 100 stars on this review I would. I have been trying to buy a home for over 20 years and I have been close a few times but something always happened with financing that knocked me out of the game. A friend gave me Nan's name out of the blue a few months ago and I was hesitant because of my past experiences. Nan was AMAZING. She was patient, and explained everything that was happening and kept me updated. Ultimately she worked some magic because I just closed on my first home yesterday. Do not look any further, Nan is the person you want to have on your team when it comes to getting financing for a home. Even if you've had issues in the past, please give her a try, you will not be disappointed. Thank you Nan! I will always be grateful to you.

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Catherine Weeks

Couldn’t have asked for a better lending partner! My fiancΓ© and I recently bought our first home with the help of Nan, and she was amazing every step of the way – from initial phone call to closing. She took her time to guide us through the process and answer all of our questions making the process incredibly smooth and quick! Thank you, Nan!!

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Breigh Lankford

Nan was referred to me by a good friend and she was nothing short of incredible. She is so communicative and patient. My favorite thing initially was her eagerness to help us find the best fit for a loan for us. I had talked to another lender that was very unwilling to look into other home loan options and Nan did it without even needing to ask. Her professional and friendly demeanor cause you to feel taken care financially and cared for personally. She's a delight, please don't look any further, Nan is your lady!

Note: We closed on our home yesterday and Nan came to help make sure all went well and that we understood everything at the title company. Closing went wonderful and she even gave us lovely gifts.

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Annie Hanson

We can't say enough great things about Nan and her team! As first time home buyers, we had so many questions and needed a great deal of guidance. Nan was with us every step of the way – answering all of our questions, giving us great advice, and making sure we were always taken care of. Abundance Home made our home buying process so easy, we can't imagine working with anyone else!

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Jeremie Newman

Nan and her team were instrumental in helping us secure our home in Texas while we were still living in California. Their dedication and perseverance throughout our multi-month, cross-state transition were truly remarkable.

The process of buying a home from out of state can be daunting, but Nan's expertise made it manageable. She guided us through every step, patiently explaining the intricacies of the Texas mortgage market and how it differed from California.

What really set Nan apart was her commitment to our family helping us get what we wanted. Despite the challenges of coordinating across time zones and the complexities of our move, she and her team remained steadfast. She was always available to answer questions, provide updates, and offer reassurance during this stressful time.

Nan's knowledge of the Texas real estate market was invaluable. She helped us navigate the financial aspects of selling our California home while simultaneously securing a mortgage for our Texas property. Her ability to coordinate with realtors, title companies, and other stakeholders was impressive.

Throughout the entire process, Nan demonstrated professionalism, expertise, and genuine care for our situation. Her persistence in finding the best mortgage options for us, even as our circumstances changed during the move, was commendable.

We're now happily settled in our Texas home, and we owe a great deal of that to Nan and her team. If you're looking for a mortgage broker who will go above and beyond, especially for complex, out-of-state transactions, we highly recommend Nan.

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Michael Weller

Nan and her team were extremely easy to work with. I can’t recommend them enough!

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Jeremy Mosier

I can’t recommend Abundance enough. Nan and Kirk were a pleasure to work with. Their excellent communication, organization, and diligence ultimately led to an expedited closing date. This was by far the smoothest home buying process I’ve ever experienced!

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Marcus Villanueva

This is my second time using Nan and Abundance. Each time she has been extremely helpful and detailed. Nans communication and friendliness is great! She makes the entire process less stressful and very transparent. I plan to use her for a third time when that time comes!

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Claire Irwin

Nan was super helpful and thoughtful during the whole process. Highly recommend!

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Forrest Wilder

Nan and her team were a pleasure to work with. She answered all of our questions and responded to our emails and texts even after hours. Communication is very important to my wife and I. We were clear to close a week before our scheduled closing date. We will definitely use Abundance Home Mortgage again.

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Kiana Borth

Working with Nan and her team was a dream! We were carefully guided through every part of our refinancing and lowered our interest rate by half and mortgage term to 15 years while keeping our payment very close to what we were used to! Would highly recommend Abundance Home Mortgage to anyone!!!

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Patton Drewett

I’ve worked with Nan and Kirk on numerous transactions and have been thoroughly impressed every time! Nan has been able to find great rates and loan products for my clients, transparently communicates throughout the transaction at every step, and is always available to answer any questions or solve unforeseen issues that arise. Nan will continue to be one of my preferred lenders to work with!

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Kaylee Poe

My husband and I HIGHLY recommend Abundance Home Mortgage. We worked with Nan Kirkpatrick throughout our home buying process and she was absolutely amazing. We were on the verge of buying our first home and she took the time to sit with us and to help us understand what the cost breakdown would be. She was so beyond helpful throughout the entire process. She had several calls with us to answer any/all questions in relation to the home buying process. Not only was she great during the process, but has continued to reach out and check in on us after we were closed & all moved in. Nan and the Abundance Home Mortgage team are just fantastic to work with and we were so grateful that we worked with them.

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Callier Creedle Reynolds

I worked with Nan on buying my first home. She helped me understand every part of the incredibly complex process. Her responses were prompt at nearly any hour of the day. I could not ask for a better guide into the financial world.

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Tepera R. Holman

Nan and her team are the best mortgage company to work with, they are extremely professional and work hard to ensure your home loan funds in a timely manner. I have worked with Abundance Home Mortgage on multiple occasions and they will continue to be my go to mortgage company.

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Allison McGuire

Nan Kirkpatrick helped my husband and I source financing for our first home. She came highly recommended to us from a friend, and I’m so glad we decided to reach out. She walked us through the entire process step-by-step, both in person and over the phone, which was great for us because we were very new to this process. Even during these tumultuous times she was able to find a mortgage for us with an agreeable interest rate, and she even helped us utilize extra seller money for a rate buydown. We appreciated her personal touches along the way, and the flexibility in working with our crazy work schedule. She even showed up to our closing day at the title company office to help answer questions as we signed final paperwork. 10/10 stars!

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kash david

Nan and her team was awesome!
We have used her for multiple mortgages and she has always got us the lowest rate of any other lender. On top of that she keeps you up to date on every step along the way! I will never use anyone else

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adam bonnell (Jam with Me)

Nan is amazing. She helped us secure our loan of course, but that wasn't the hardest part. She worked with our realtor with very quick response times and updated documents. She also helped with getting the sellers agent to move the closing closer to our house. Helpful and valuable in all areas of home buying. thanks Nan and i'm sure i will use you again and again.

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Melody Selby

Nan was a delight to work with for our first mortgage from start to finish! She was recommended to us by our agent, who had nothing but wonderful things to say about her. She found us a lower interest rate than we had been given by our bank, and was very helpful in going over documents and procedures with us. She was very attentive to any questions that we had, day or night, about the process and very dedicated to making sure that we as first-time home buyers, were protected. I will be recommending her to every single person I know looking for a mortgage, we could not have bought our dream home without her! Thank you so much Nan!

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John Yancey

Nan was absolutely wonderful to work with. I had a refinance on a rather complex property that required considerable expertise. Nan handled everything with great professionalism and a thorough knowledge of the market and process. Communication was timely and seamless throughout the entire process, and we arrived at a successful closing with every issue handled with the utmost efficiency. I would highly recommend Nan Kirkpatrick and Abundance Home Mortgage.

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Michele Brown

After speaking with other lenders, who didn't want to take the time or effort to help a self employed individual get pre-qualified, I was given Nan's information. From the moment we spoke on the phone regarding my self employment income, she diligently worked to provide me the most beneficial home mortgage loan. We could not have asked for a better experience with Nan, who was with us each step of the way, from offering letters to the final closing day. I highly recommend Nan and will be using her the next time I need to purchase a home.

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Erica Tyner

Nan was an absolute pleasure to work with. I knew nothing about refinancing and she helped educate me and helped me through the process every step of the way. She answered all my questions with ease and was available whenever I needed her. Very professional. I will definitely refer my friends and family to her and use her again if needed.

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Essex Viste

Nan made the process of refinancing my home quick and easy. She worked with me and provided multiple options. Nan and her team's customer service is second to none, making herself available for any and all questions. It has been an overall pleasure working with Abundance.

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Virgil McCullough

Nan Kirkpatrick of Abundance Home Mortgage is the best! This is our second time around working with Nan and she has always made the process as easy to navigate as one could possibly expect. Nan is great to work with and is so knowledgeable and competent that we have a great amount of trust in the process with Nan at the helm. We fully recommend her.

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Trent Wilson

As a first time home buyer Nan was great to work with. I would highly recommend her to anyone looking to buy a house.

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Debra Clearwater

We have worked with Nan at Abundance Home Mortgage for 2 homes now, and both time have been a great experience. Although one cannot take away all the stresses of purchasing a new home and the whole loan process, Nan always helped us understand what was going on and always had time for our questions (of which we had a lot!) Many thanks to Nan and Abundance Home Mortgage!

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Eric Bruce

Great experience working with Abundance Home Mortgage. I tend to be the kind of person that reviews every detail. Nan and her team were able to review and answer all my questions and get me the product I wanted.
Not only was she able to answer an number of the more complex mortgage questions other companies could not answer but she was was also very attentive our requests. With a short conversation telling her about what type of product I was looking for she and her team would regularly make the tweets and changes I would have requested but didn't have to because she had already done so remembering what I wanted.

I had a great refinance experience with Nan and would recommend the team.

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Rose Aubery

Nan is awesome! Very knowledgeable and experienced. Highly recommend.

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Anthony Schiavo

Nan Kirkpatrick and Abundance Home Mortgage made the home buying experience fantastic. Nan was a joy to work with as a broker. From the beginning, she answered every question that I had and through the purchasing process, kept me updated with the progress in a very professional manner. She works VERY HARD and is very knowledgeable to make sure there are no issues and has a A+ personality. I would recommend if you are looking for a broker to give Nan a call and speak to her!

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Nancy L'Amie

Nan made my refinancing experience so efficient. She took care of all the details, got me a great interest rate, and made the closing effortless. I know she can help you the same way.

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Kelly Mullin

Nan is an expert in her field and we appreciate the guidance and service she has provided us over the last six years. Working with Nan is like working with a family member.

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Leo Argersinger

Just wanted to say that working with Nan Kirkpatrick has been a wonderful experience. She is dependable, straightforward and really knows her stuff. She has been our go-to person for two house purchases and three refis. Highly recommend.

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Noah Suppin

I worked with Nan on my home mortgage; she got me a really great rate and even helped me out when there was an error on my credit report. She's super knowledgeable and a pleasure to work with πŸ™‚

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Leigh Camp

At the recommendation of a friend of mine, I reached out to Nan Kirkpatrick with Abundance Home Mortgage about my interest in buying my first home, and I am so glad that I did. Nan was wonderful to work with. She answered every question I had β€” and even anticipated many that I didn't have, but should have had. She's efficient, knowledgeable, responsive, and kind to boot. Thanks to Nan's hard work, I was able to put an offer in and close on a house in the greater Austin area within 22 days of the offer's acceptance. More than a mortgage broker, she was a cheerleader. She celebrated this achievement right alongside me, and that was so great to experience. If you're looking for a mortgage broker who'll be in your corner every step of the way, contact Nan and rest assured that you'll be in excellent hands.

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Sam Butler

With a shortened deadline to close, there’s no one I would have trusted more to meet the deadline we had. The thorough communication and incredible kindness and attitude from Nan and her team during our whole experience was wonderful. I will definitely be coming back

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Shelly Kelly

It's always a great experience to work with Nan! She's knowledgable, professional, timely and on top of her game. I can't recommend her enough for anyone looking to purchase a new home or refinance! It's nice to have someone you can TRUST in your corner!

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Courtney Murphy

THE VERY BEST IN AUSTIN TX!

Nan is the Best of the Best! I can't say enough nice things about her knowledge, experience and expertise as a mortgage professional. I have closed with Nan before and it was a seamless experience and handled professionally and with great confidence. I knew I was in good hands with Nan and I am grateful to be getting ready to use her services once again. Nan is amazing at her job and will truly try to get your the best rate, term and deal that she possibly can, she is a miracle worker and I trust her wholeheartedly! Thanks Nan, you make this long process so much more bearable. xoxo

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Pennie Walters

Nan is the best! She will answer her phone on weekends and work through any deal. I highly recommend her, as a realtor who has used her for many clients, and also my own home purchases.

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Heather Guice

I can't say enough good things about Abundance Home Mortgage, LLC. My husband and met Nan Kirkpatrick through a referral and we are very grateful. She has been working with us for over a year to get our finances where they need to be in order for us to get what we want. Nan requested and wanted to sit down with us in her office so we could come up with a future plan to ensure we get what we want. Now, a year later and with her re-assurance and reaching out to us, we are able to get the pre-approval we were wanting. Both her and her loan processor Megan Cho are so diligent and work very hard to help get whatever is needed done. Thank you!

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Bill Engel

We recently purchased a spec home from a builder who had their preferred broker. The builder was adamant that we couldn't get the incentives they were offering unless we used their broker. This was not upgrades in the home, it was already done but the financing incentives. Well, these guys hadn't met Nan and her team at Abundance Home Mortgage. Nan was initially referred to us by our realtor during a previous purchase and based on that experience she was the first person we called when the time came to buy another home. We contacted Nan before seriously starting the buying process as having the finances in order is paramount. I am so glad we did, Nan and team were very aggressive meeting the needed closing date and exceeding the financial incentives offered by the builder. Selling your home is pretty straightforward, you commit to a price and agree to date in which you have to turn it over to the new owners. Buying is a whole other process where you put your trust in someone and pray that at the end of the paperwork cycle everything is going to work as expected on the purchase side. Nan does the work upfront to make sure all of the documentation is in order and you are making a solid purchase based upon your individual financial needs. When it comes down to the actual purchase process, there aren't any surprises. I highly recommend the Nan and her team at Abundance Home Mortgage. They have definitely earned our business and proved that business relationships matter.​

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Nan Kirkpatrick NMLS# 212026 | Abundance Home Mortgage NMLS# 218131